💹 Loan Against Shares
Get instant funds without selling your shares. Secure your loan easily and quickly with CompareEmi.in.
Apply Now📊 Key Benefits of Loan Against Shares
Instant Disbursal
Get funds in 2–24 hours without selling your shares.
Attractive Interest Rates
Enjoy lower interest rates starting from 9% p.a.
Ownership Retained
Your shares remain in your demat account securely.
No Prepayment Charges
Repay your loan anytime without extra fees.
Flexible Tenure
Choose from a wide range of repayment options.
Minimal Documentation
Quick processing with easy eligibility checks.
📋 Eligibility Criteria for Loan Against Shares
Age
Applicant must be between 21–60 years of age at the time of loan application.
Employment Status
Employed professionals, self-employed individuals, and business owners are eligible.
Minimum Share Value
Eligible shares must have a minimum market value of ₹50,000.
Income Requirements
Your monthly income must meet the lender's minimum threshold (as per the lender's terms).
Demat Account
You must have an active demat account to pledge shares as collateral.
Credit Score
Applicants must have a good credit score (above 650) to qualify for the loan.
Ready to Unlock the Value of Your Shares?
Get instant financial support by pledging your shares as collateral. Apply now and take control of your financial future!
Apply for Loan Against Shares🔑 Key Features of Loan Against Shares
Competitive Interest Rates
Enjoy attractive interest rates starting as low as 10% per annum, making it an affordable option.
Quick Disbursal
Get your loan disbursed in just 2–24 hours after approval, ensuring timely financial support.
High Loan Amount
Avail loan amounts up to 85% of the market value of the shares pledged.
Flexible Repayment Tenure
Choose a repayment tenure ranging from 6 months to 5 years based on your convenience.
Minimal Documentation
Submit only basic documents, such as identity proof, bank statements, and share certificates, to apply.
Instant Loan Approval
Experience fast and hassle-free loan approval, with minimal paperwork and quick processing.
Frequently Asked Questions
A Loan Against Shares (LAS) allows you to pledge your shares, stocks, or mutual funds as collateral to secure a loan. It is a quick and flexible way to access funds.
The loan amount is typically a percentage of the market value of the shares pledged. You can get up to 50%-80% of the value of your shares, depending on the lender.
Generally, you will need identity proof (Aadhaar, PAN), address proof, bank statements, and documents related to the shares you are pledging (e.g., Demat Account details).
Loan approval is typically fast and can take as little as 2-3 working hours, depending on the lender and the completion of your application and verification process.
You can withdraw your pledged shares once the loan is fully repaid. However, during the tenure of the loan, your shares will be held as collateral by the lender.
