Loan Bhi, Insurance Bhi
Manage your day-to-day business expenses with tailored Working Capital finance. ROI starting from ~8% for eligible businesses. Fast processing, flexible structures and pan-India coverage.
Quick pre-check for SMEs, traders, manufacturers and corporates — find the right working capital product for your cashflow needs.
One submission reaches multiple lenders — we evaluate appetite, pricing and product-fit across partners to get you competitive working capital solutions.
Working capital finance supports your operating cycle — paying suppliers, managing stock, meeting payroll and bridging receivable gaps. Products include overdraft (OD), cash credit (CC), invoice/bill discounting, supply chain finance and short-term term loans. At CompareEMI.in we map your business cycle to the right product and lender, leveraging competitive pricing and structured tenor that aligns to your cashflow.
Typically 2+ years of continuous business operations for unsecured facilities; secured facilities may accept shorter vintage depending on collateral.
Preferred annual turnover usually ₹25 Lakhs and above for SME products; higher thresholds apply for institutional offers.
Healthy CIBIL/CMR and clean repayment history improve pricing and sanction chances. Lenders assess buyer credit (for invoice discounting) and counterparty concentration.
Estimate monthly repayments for term-based working capital loans. For revolving facilities like OD/CC the calculation differs (interest on utilization).