Loan Bhi, Insurance Bhi
Apply for Personal Loans online at CompareEMI.in. Quick pre-check for salaried, professional & self-employed applicants. ROI from ~9.98%. Loans up to ₹1 crore for select profiles. Fast digital processing with minimal paperwork.
Quick pre-check for Salaried, Business & Professional applicants — ready to check your eligibility?
We compare rates and policies from leading banks & NBFCs to match you with lenders best suited to your profile in major Indian cities.
CompareEMI.in operates across India with dedicated relationships and partner networks in metros and major Tier-1 cities. We provide localized assistance — documentation guidance, lender matching and follow-up — to speed up approvals and disbursals for applicants in every region.
Serving applicants across metros and major cities with a local-first approach.
Personal loans from banks and NBFCs are unsecured funds for salaried individuals, professionals and self-employed clients. CompareEMI.in provides a fast pre-check using conservative eligibility rules so you can see an estimated approval amount and monthly EMI before submitting full documents. We serve customers across major metros and large cities — Mumbai, Delhi, Bengaluru, Hyderabad, Pune, Noida, Gurugram — and help match profiles to lenders who are likely to approve.
For salaried applicants we evaluate net monthly salary and existing EMIs using FOIR. For business owners we base an initial conservative estimate on annual turnover (we ask for annual turnover, not monthly). Professionals provide yearly income which we convert to monthly for FOIR. The pre-check uses a default conservative tenure (84 months) and lender-specific ROI assumptions to display realistic eligibility.
Lower bureau score reduces eligibility: <650 → ~60% of base estimate; 650–699 → ~80%; 700–749 → ~90%. Exact treatment varies by lender.
Personal loans are normally unsecured. For very large requests lenders may prefer secured alternatives (Loan Against Property / Overdraft). We display secured options when appropriate.
For the pre-check we use 84 months (7 years) as the default tenure. This keeps EMI conservative and makes higher approved amounts more realistic in the estimate.
How it works: enter contact & income type (salaried → monthly net, business → annual turnover, professional → yearly income). We run a conservative calculation and show an estimated approval amount and monthly EMI. Server re-calculates and final offers depend on lender underwriting and document verification.