Business Loan – Apply Online | CompareEMI.in

Apply for Business Loans online at CompareEMI.in. Fast pre-checks tailored for proprietors, partnerships and corporate borrowers. Eligibility considers turnover, cashflow and credit history. Solutions: working capital, term loans, equipment finance and overdrafts.

Conservative pre-check for business owners — enter annual turnover to start (no monthly turnover asked).

Apply Now — Quick Pre-check

Top lenders we compare

HDFC Bank · ICICI Bank · State Bank of India · Axis Bank · Kotak Mahindra Bank · Punjab National Bank · Bank of Baroda · IndusInd Bank · IDFC First Bank · Yes Bank · AU Small Finance Bank · Bajaj Finserv · Tata Capital · Fullerton India · Muthoot Finance · Shriram Finance · L&T Finance · Navi · HDFC Bank · ICICI Bank · State Bank of India · Axis Bank · Kotak Mahindra Bank · Punjab National Bank · Bank of Baroda · IndusInd Bank · IDFC First Bank · Yes Bank · AU Small Finance Bank · Bajaj Finserv · Tata Capital · Fullerton India · Muthoot Finance · Shriram Finance · L&T Finance · Navi · HDFC Bank · ICICI Bank · State Bank of India · Axis Bank · Kotak Mahindra Bank · Punjab National Bank · Bank of Baroda · IndusInd Bank · IDFC First Bank · Yes Bank · AU Small Finance Bank · Bajaj Finserv · Tata Capital · Fullerton India · Muthoot Finance · Shriram Finance · L&T Finance · Navi

We evaluate offers from banks & NBFCs for working capital, term loans and equipment finance to match your business profile and cashflow cycle.

Why choose CompareEMI.in for Business Loans?

  • Business-first pre-check: conservative turnover rule and cashflow view reduces wasted applications.
  • Product coverage: working capital, term loans, invoice discounting, equipment finance and more.
  • Document readiness: we guide you on ITRs, audited financials, GST & bank statements needed by lenders.
  • Local partner network: faster verification & support in metros and Tier-1 cities to speed disbursal.
  • Transparent assumptions: we state tenure and ROI used in the estimate so you can compare apples-to-apples.
Apply Now — Quick Pre-check

Pan-India presence & local support

CompareEMI.in works with lender partners and verification teams across India to provide localised assistance for business borrowers. Whether you are in a metro or a Tier-1 city, we coordinate documentation, bank verifications and lender introductions to accelerate decisioning.

Mumbai · Delhi · Bengaluru · Hyderabad · Pune · Noida · Gurugram · Chennai · Ahmedabad · Kolkata · Surat · Jaipur · Lucknow · Indore · Nagpur · Patna · Bhopal · Coimbatore · Mumbai · Delhi · Bengaluru · Hyderabad · Pune · Noida · Gurugram · Chennai · Ahmedabad · Kolkata · Surat · Jaipur · Lucknow · Indore · Nagpur · Patna · Bhopal · Coimbatore · Mumbai · Delhi · Bengaluru · Hyderabad · Pune · Noida · Gurugram · Chennai · Ahmedabad · Kolkata · Surat · Jaipur · Lucknow · Indore · Nagpur · Patna · Bhopal · Coimbatore

Local teams assist with documentation and lender introductions for faster processing.

Business Loan — quick overview

Business loans provide working capital and term financing for growth, equipment purchase, inventory and working capital cycles. Lenders evaluate turnover, profit & loss, cash flows and past credit behaviour. CompareEMI.in offers a conservative pre-check — for initial screening we use annual turnover as the primary input for business profiles and convert that into an indicative principal (default conservative rule: up to 20% of annual turnover).

Use our pre-check to quickly determine whether your business profile is likely to be considered by lenders — this reduces unnecessary hard enquiries and optimises your chance of approval by matching you to appropriate products (overdraft, CC, term loan, equipment finance or invoice discounting).

Apply Now — Quick Pre-check

Business Loan — Quick Eligibility & Details

Turnover-based pre-check

  • We ask for annual turnover (not monthly).
  • Conservative principal rule: up to 20% of annual turnover used as initial eligibility estimate.
  • For larger requests collateral, audited accounts or promoter guarantees may be required by lenders.

Products & use-cases

  • Working Capital (Overdraft / Cash Credit / DOD)
  • Term Loans: expansion, capex, machinery/equipment finance
  • Invoice Discounting / Bill Discounting for receivables

Typical documents

ITRs (2–3 years), profit & loss / balance sheet, business bank statements (6–12 months), GST returns, KYC of promoters and business registration documents.

Credit & risk

CIBIL / bureau history and promoter credit behaviour affect pricing and eligibility. Weak bureau history usually reduces eligible amounts and may increase ROI.

Tenure & ROI assumptions

Pre-checks use conservative default tenures (product-dependent) and lender-specific ROI assumptions. For business term loans we typically assume shorter tenors than retail personal loans and match product to purpose.

How pre-check works: enter contact & annual turnover (and existing EMIs if applicable). We compute a conservative eligibility estimate and show an indicative EMI or tenor advice where relevant. Server re-calculates, and final offers depend on lender underwriting and verified financials.

Apply Now — Quick Pre-check

FAQ

Enter your annual turnover (last 12 months). We do not ask monthly turnover for the pre-check.

Apply Now — Quick Pre-check